San Diego Chapter 13 Bankruptcy Lawyer

Many people who have struggled with debt in the past have found bankruptcy to be a powerful and effective debt relief option. However, there are many misconceptions about bankruptcy that cause people to make uninformed decisions about their financial future.

At The Law Office of Mark A. Reed, we can explain the Chapter 13 bankruptcy process and help you determine if it is your best debt relief option. To learn more about reorganizing your debt and establishing an affordable repayment plan, contact a San Diego Chapter 13 bankruptcy attorney to schedule a free consultation.

What Is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy reorganizes an individual's debt and establishes a repayment plan that typically lasts three or five years. The repayment plan is based on the debtor's income and ability to pay after necessary living expenses have been paid.

One of the main benefits of Chapter 13 bankruptcy is that it stops foreclosure. If you are worried about losing your home, Chapter 13 bankruptcy may be your best option for keeping it. Additionally, Chapter 13 stops creditor harassment. As soon as you file bankruptcy, creditors are not allowed to contact you.

If you are not eligible for Chapter 7 bankruptcy, you can still file Chapter 13 bankruptcy if you have a regular income and your unsecured debt and secured debt are under a certain amount.

Find out more about bankruptcy on our bankruptcy FAQ page.

File for Bankruptcy in Serra Mesa, California — Contact Us

To learn how Chapter 13 bankruptcy can stop home foreclosure, reorganize your debts, and establish an affordable repayment plan, contact our law office by calling 858-277-0232.

Mark A. Reed, Esq.

7710 Balboa Avenue

Suite 316

San Diego, CA 92111

Phone: 858-277-0232 Fax: 858-277-2627

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.