Protection From Creditor Harassment: A San Diego Bankruptcy Attorney
At The Law Office of Mark A. Reed, we understand how stressful it can be to be in severe debt. The situation is made worse when creditors are on an around-the-clock quest to get money from you.
However, you should know that you can achieve debt relief through bankruptcy. When you file, an automatic stay goes into effect that requires creditors to stop all collection actions against you. Seeking debt relief and protection from creditors is easier than you think.
Stop Creditor Harassment Through Bankruptcy
Bankruptcy can be a very liberating experience for someone who has been struggling with debt. Anyone in this situation knows how frustrating it can be to deal with aggressive creditors who will stop at nothing to get paid. Nonstop phone calls, collections letters, and other actions can make anyone feel trapped in a seemingly hopeless debt situation.
When you file bankruptcy, an automatic stay is issued, which is an injunction that stops nearly all creditor collection actions. An automatic stay stops the following:
- Lawsuits against a debtor
- Foreclosure (in Chapter 13 bankruptcy)
- Wage garnishment
- Automobile repossession
- Eviction
- Creditor harassment
- Other collection actions
After you file bankruptcy, creditors are banned from making any contact with you. At this point, they can communicate only with your attorney. If they don't, they could face serious legal repercussions.
Contact a San Diego, California, Bankruptcy Attorney
To learn more about seeking protection from creditor harassment through bankruptcy, contact a San Diego bankruptcy lawyer today to schedule a free consultation.
Mark A. Reed, Esq.
7710 Balboa Avenue
Suite 316
San Diego, CA 92111
Phone: 858-277-0232 Fax: 858-277-2627
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.